“I was in the path of the tornado… I just didn’t expect the storm would last
as long as it has.”
~ Shawshank Redemption
No one tells you that you can’t financially afford to be honest. But it seems to be true.
At least, that’s what my journey is teaching me at this point: the foolhardiness of honesty.
I am a steady, passionately hard worker – when I have work to do. But my work went away a month ago, and I have been solidly looking for work and networking since then.
There are some things I have learned in the last year that I wish more people knew. I wish people knew that you don’t have to run completely out of money to apply for food “stamps” (now an EBT card) and Medicaid. I wish I had known – I would have applied a long, long time before I hit such dire straits!
So, I applied for food stamps and got them. I moved from California to Ohio, with the financial help of a lot of people chipping in to get me there (and God deeply bless them all!), and moved in with a friend who gave me a room to call my own. I applied for Medicaid and got it.
And then I got a job that was supposed to go permanent. It didn’t.
Through all of this there has been pain. My right hip is, according to x-rays, bone-on-bone. I believe in alternative healing, and I believe in possibilities – I’ve heard too many miracle stories not to; and two of those stories came from friends of mine – so I have been operating both the doctor aspect, and the alternative healing aspect. Still, I’m in pain every day, and I limp every day. I need a hip replacement, or that miracle I mentioned.
It took me no less than 6 months to get even to the brink of getting an orthopedic surgeon. I’m still on that brink, but things are looking up. I’ll make an appointment Monday if one of the three names I’ve been given by my idiot health insurance turns out to be someone that takes my idiot insurance.
(Why do I call them “idiot insurance”? Because they have given me names of doctors that wouldn’t serve me, and names of Urgent Care facilities that were not, in fact, Urgent Care facilities but are instead third-party medical billing companies. I kid you not.)
I don’t want to continue to be in pain. And I will not continue to be a victim to this. So, Monday, I find a doctor – come hell or high water.
I found out today that I was turned down for unemployment. Wonderful. Just great. So I will appeal. I don’t think I’ll win – I don’t think I worked long enough to get it. One month shy.
I’m reminded of a story I read long ago about a guy whose business partners and his wife “divorced” him in one day. He said to himself, “Only God can screw your life up this bad,” and went home and prayed about what to do. Ultimately he was successful and restarted his life in a much better way.
This is what I hope for, for myself.
I’m not a freeloader. I’m not lazy. And I have about $15,000 worth of debt. Plus let’s not forget the car I pay $239 for each month…watching the remainder of my money – about $4,000 worth – just drain away.
So I thought: I’ll go bankrupt. Not something one wants to do, but you gotta do what you gotta do. So I called lawyers. Three of them. The last one told me I’d need $1,000. The first two told me somewhere around $800. Either way, what that does to my so-called “savings” is not a pretty picture. And by the way, who the fuck decided that you should PAY to go bankrupt? I mean, isn’t this just THE most major misunderstanding of the issue at hand???
Anyway, this last lawyer said, “Wait until someone garnishes you or brings a lawsuit before you go bankrupt.” Sweet. Okay. But what about my car? And by the way, if you go bankrupt, and before it’s all finished you get a job that pays over $100 a week (are you freaking kidding me? Unless I’m 12 years old, what job would I take that DOESN’T pay over $100 a week in the U.S.?), then you can be thrown into Chapter 13, where you are forced to pay. Sort of the voluntary equivalent of being garnished. Or is it garnisheed? Either way, it sucks.
I talked to Jewish Family Services yesterday. They’ve been absolutely great to me. I highly recommend them to anyone!
But yesterday I got a call that taught me the absolutely breathtaking price of honesty. My Case Manager told me that because I had a few shekels left to my name, I could get no assistance with filing for bankruptcy. She said (and this is the part that got me), “I’m sure there are people who are lying, and getting the help, but I didn’t think about that when I signed you up here. If you had lied… If I had told you to lie…”
I immediately said, “Fine. Then I lied then. And the truth is I got no money.”
She said, “Too late.”
So I have a choice:
Stay out of work, get my hip fixed by Medicaid so that I can at least walk again and if my car gets repossessed, I can at least walk to the bus. This is now a viable option since I have been turned down by unemployment. Because you are not permitted to turn down an offered job, when you are on unemployment, or if they find out, you can be sued and taken off of unemployment. It’s a great system.
Or…I can look for work, and if I get permanent work, find some way to let them know that I’ll need 3 weeks off to get my hip fixed…
Or…I can get temporary work and hope that it’s little enough money (yep, I said little enough money) to keep me on Medicaid, because I can’t afford even Obamacare, which I am a fan of, and get my hip fixed whenever the hell I can.
I’m sharing all of this because I want you to know that the people you may be comfortably judging as lazy, or uneducated…those people are now me.
- I went to graduate school.
- I have skills that are off the freaking chain.
- I have experience, and emotional stability, and strengths like you would not believe.
- I want to work.
- I also want to create something amazing with my life, and I intend to.
One of my major strengths is that I am an idea girl. So, trust me, I will continue on. And I have friends who are trying to help. But got no family. Since I got home, they have not reached out to know me. I have reached out. They have shown no interest in my need for help in finding work, which I have expressed to them. So, I continue to find my family in my friends, which almost everyone comes to eventually – no one’s family lives forever – but it still hurts.
And the last thing I want to tell you is just how mutha-fucking hard it is to go through this. The emotional toll that this kind of thing takes is something that mainstream just. doesn’t. know. about.
When you get up every day, freaked out because no matter how hard you try, your efforts make no difference whatsoever…and you get up every day and submerge even your healthy ego in order to learn, as you do, that even the smallest kindnesses are enormous…and you get up every day and get knocked down every day and know that tomorrow may very likely be no different…and sometimes you don’t even get up every day but you cry and you beat up on yourself because there is no one else there to beat up on and you feel this overwhelming urge to blame something or somebody in order to make sense of this…when friends complain to you about their doctor appointments, or they tell you about their bad vacation or their good vacation, and all you can think is “my God, I would give my eye teeth to have your problems”…
Unless you have a way to deal with all of this. Unless you have friends, support, practical spirituality, will, determination, and yes, anger – the kind of anger that says “I am better than all of this shit, and I will find a way, God damn it!” – then you will give up. Or you will become less than you are. Or you will rise to the challenge.
But you will always know that the world you used to inhabit – the one with jobs, and disposable income, and a more reasonable level of anxiety, and the “no brainer” mentality when asked out for a glass of wine – is one that doesn’t, that can’t, understand what you are going through. But it should.
Because you finally know that the shame you feel is irrelevant and inappropriate; that what is happening is not in fact related to Who You Are. And you stand up and say, “Fuck this! People need to get that this is not a system that helps people who are honest. It is a system that helps people who lie. And that’s why people lie. Not because they are born liars, or ‘low lifes’. But because the system needs you to lie in order for the system to work.”
And that’s when you write something.
Like this.
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If you want to donate – which if you can, you should – these are great places to donate:
Jewish Family Service
They have a food pantry, and they help lots of people that way and in other ways. You can also donate your time in teaching all kinds of work skills and interpersonal skills.
Dress for Success
I went to them yesterday and got not only a great interview outfit, but earrings, a bracelet, shoes to go with it, a purse, a scarf, and a packet of things (dental floss, dry hair shampoo, underarm deodorant). Once you get a job, you get 11 pieces of clothing more. All of this is given without asking for anything in return.